Access and acceptable use

You must not misuse the Website, including by attempting unauthorized access; introducing malware; scraping or interfering with performance; misrepresenting association or endorsement; or using the Website for unlawful purposes. We may suspend or restrict access where we reasonably believe a breach has occurred.

No contractual undertakings via Website

Information on the Website is general and does not constitute binding assurances, offers, or the formation of contracts by email or through the Website.

Intellectual property

All content on the Website—including text, graphics, images, trademarks, logos, and layouts—is owned by Marjan or its licensors and protected by applicable laws. You may not copy, modify, distribute, or use our content except as permitted by law or with prior written consent.

Third‑party links and services

The Website may link to third‑party sites or services (including analytics and content delivery). We are not responsible for their content or privacy practices; please review their terms and privacy policies.

Disclaimers

The Website is provided “as is” for general information and, therefore, should not be construed as investment advice or a recommendation to buy or sell any investment instrument. While we aim for accuracy and availability, we make no warranties (express or implied) as to completeness, reliability, fitness for purpose, or non‑infringement. We do not warrant that the Website is free of bugs or viruses; please use industry‑standard security.

Liability

To the maximum extent permitted by law, Marjan and its affiliates shall not be liable for indirect, special, incidental, consequential, or punitive damages arising from use of or reliance on the Website. Nothing in these Terms excludes liability that cannot be excluded under applicable law.

Termination

We may suspend or terminate access (in whole or part) at our discretion where reasonably necessary (e.g., security, misuse, legal compliance).

Changes to the Terms

We may update these Terms from time to time. Continued use of the Website after changes take effect constitutes acceptance of the updated Terms.

Governing law and jurisdiction

These Terms (and any non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the Emirate of Ras Al Khaimah and the Federal laws of the United Arab Emirates. Any dispute shall be subject to the exclusive jurisdiction of the courts in the Emirate of Ras Al Khaimah.